Reduce financial uncertainty and make losses manageable
Insurance serves to provide protection. It’s a safety net to protect you from financial loss caused by unexpected events. Insurance can help with house repairs, medical procedures or replace your damaged possessions.
Our guides help you understand the different levels of coverage that could be available to you.

Insurance guides

Should you consider life insurance?
Life insurance isn’t for you – it’s for your loved ones. It is to help them continue living a comfortable life when you pass away.
In the event of death, a tax-free amount will be paid to beneficiaries, like a spouse or children. This may help cover costs associated with death, like funeral costs and debts.
Essential information
It’s important you understand how cents+change works and the constraints of this site. This is a journalistic website that aims to provide a guide on different aspects of finances. We can’t promise to be 100% accurate, so note that you use the information on this site at your risk. We can’t accept liability if things go wrong.
Information found on this site does not constitute financial advice. You must do your own research to determine if it’s right for your specific circumstances.
We do not and cannot recommend specific financial products. We may provide examples of products or companies, but always do your own research. Speak with a financial advisor to understand whether a product is right for you.
Note that providers often change the price and terms related to their products. So whilst we aim to provide accurate information, check or speak with a provider to get the latest deals.
We provide links to other websites, but we cannot be responsible for their content.